Last updated: January 2026
1. Acceptance of Terms
By accessing or using the services provided by JoinGo2Bank ("Company," "we," "our," or "us"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our services.
2. Description of Services
JoinGo2Bank provides digital banking and financial technology services, including but not limited to payment processing, API integration, and related financial services. Our services are subject to the terms and conditions outlined in this agreement.
3. Eligibility
To use our services, you must:
- Be at least 18 years of age or the legal age of majority in your jurisdiction
- Have the legal capacity to enter into binding contracts
- Comply with all applicable laws and regulations
- Provide accurate and complete information during registration
4. Account Registration
You may be required to create an account to access certain features of our services. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.
5. Acceptable Use
You agree not to use our services for any unlawful purpose or in any way that could damage, disable, or impair our services. Prohibited activities include:
- Fraudulent or illegal transactions
- Money laundering or terrorist financing
- Violating intellectual property rights
- Distributing malware or engaging in hacking activities
6. Fees and Payments
Certain services may be subject to fees. All fees will be clearly disclosed before you incur them. You agree to pay all applicable fees in accordance with the billing terms in effect at the time the fee is due.
7. Intellectual Property
All content, trademarks, and intellectual property on our platform are owned by JoinGo2Bank or its licensors. You may not use, copy, or distribute any content without our prior written consent.
8. Limitation of Liability
To the maximum extent permitted by law, JoinGo2Bank shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of our services.
9. Indemnification
You agree to indemnify and hold harmless JoinGo2Bank and its officers, directors, employees, and agents from any claims, damages, losses, or expenses arising out of your use of our services or violation of these terms.
10. Modifications
We reserve the right to modify these Terms of Service at any time. We will notify you of any material changes by posting the updated terms on our website. Your continued use of our services after such changes constitutes acceptance of the modified terms.
11. Termination
We may terminate or suspend your access to our services at any time, with or without cause, with or without notice. Upon termination, your right to use our services will immediately cease.
12. Governing Law
These Terms of Service shall be governed by and construed in accordance with applicable international laws and regulations.
13. Contact Information
For questions about these Terms of Service, please contact us at:
Email: legal@joingo2bank.ink